the same as you were a year ago? If you are better off or worse off, why do you think that is? In a year from now, do you think you will be financially better off, worse off, or about the same?

Answer:
I am definitely worse off. As a matter of fact I am her at my computer crying about it silently at work. I have never lived pay check to pay check as I am doing today. With debt that is taller than me. In a year….. well I am a planner and if I stick to the plan I will be ok. The God I serve won’t put on me more than I can handle. Thanks for asking. How about you?